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A powerful tool that helps generate more listings, or move unsold "spec" inventory.
The List & Lock program attracts homebuyers with a locked rate on advertised, existing or under construction "For Sale" property, which enable Realtors and Builders to offer a potential homebuyer the home of their dreams as well as the financing!
Your Home Buyers Will Appreciate:
Convenient, pre-arranged financing options
The security of a locked rate
Financing from a trusted lender - especially valuable to homebuyers who are unfamiliar with lenders or builders in the community
Benefits:
Available with all our fixed and ARM mortgage products
Enhance your advertising by offering a property and a locked interest rate
Offers convenience of pre-arranged financing (for qualified borrowers)
Protects the homebuyer from rate increases
Float Down to 30 day lock option available on fixed and ARM mortgages

The prefect solution for buyers who are searching for their dream home but also want a current low rate.
The Lock & Shop program enables borrowers to obtain a loan pre-approval, lock a rate, then search for a home.
Perfect for Borrowers Who:
Need time to shop for a new home
Want the security of a locked rate
Are relocating
Benefits:
Available with all our fixed and ARM mortgage products
Protects borrower from rate increases
Float-Down to 30-day lock option available on fixed and ARM mortgages
60 and 90 day rate lock periods are available with both programs!
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