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Now that you've found the perfect home, you may wonder if you can really afford it. So what does it actually take to qualify for a loan? One of three things: credit history, solid employment or a reasonable down payment for your home. We can help you understand how each impacts your eligibility.
Every qualification process starts with your credit report, which is simply a summary of your credit history. To help you understand your rating, think of your school report card. Obviously, an "A" is best and most desirable score. But realistically, not all of us landed a straight "A" average. The same is true in the credit world. An "A" is the best rating, followed by "B", "C" and so on. We can help you understand where your credit is at, what your loan options are and recommend what is the best choice for you.
We can help you get a free copy of your credit report and show you what impact it has on your eligibility for a home loan or if you prefer, please contact us for a copy of your credit report over the phone.
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