What You Should Know Before Buying a Home

Some of the factors you have to consider before buying a property are credit score, price and type of property, number of bedrooms and the neighborhood.

It’s important to maintain a good Credit Score. A higher score equals lower initial down payment and lower monthly mortgage payments. Your credit score also determines the type of mortgage you will be eligible for.

A good rule of thumb for first time buyers is to only consider homes that fit your budget without affecting your other finances. The most important consideration is to have the ability to maintain monthly mortgage payments without stretching your finances to the breaking point.

You can use FHA financing, in which your payment won’t exceed to 31% of your monthly income. Needless to say, it is vital that you choose a home you can afford.

It is also important to have a good idea about what exactly you are looking for in a home. This is where things like the type of property, number of bedrooms, school district, neighborhood and location all matter.

There are Several Ways to Find the Property of your Dreams 

This website is fully integrated with the multiple listing service database for San Diego. Simply click on 'search for homes' in the navigation menu to get detailed and comprehensive San Diego property listings.

We have also implemented a 'search by map' feature to make finding the home of your dreams even easier! All you have to do is find the San Diego neighborhood or area you are interested in, and zoom in on the embedded map. You should see the houses available for sale alone with their sale price - simply click on the house icon to bring up a pop-up with additional information.

Finally, if you know the MLS number of the property you are interested in, simply type that into the search box in the right and click GO!

After you've made a list of all the homes that tickle your fancy, just give me a call! I can arrange tours of the properties so you can see them in person, put an offer to the selling agent and even help arrange financing. I will guide you through the entire transaction and represent your best interests to all the parties involved.

So what are you waiting for? Call or e-mail me today and find out how I can help you. The dream house you always wanted is closer than you think!

Luxury Coastal Homes Offers Real Estate Services in San Diego and California