IN THIS ISSUE…

You know things are really pretty bad when someone tries to console you by saying…”Well, at least you’ve got your health”. But what if you don’t even have your health? Cold and flu season is sneaking up on us already, and did you know there’s a little bit of “pirate lingo” that will help keep you and your family healthier this season? Keep reading so you won’t miss out on this intriguing info. And speaking of missing out, did you know that literally millions of Americans have “missing money” owed to them? And not just small change, the amounts are anywhere from a few hundred on up to thousands of dollars. It could be you! So read on and enjoy this issue of Views You Can Use, to stay healthy, wealthy and wise!

As always, please feel free to forward this issue to friends, family members or coworkers - and do call or email if you need any personal assistance at this time!

MISSING: $24 Billion Dollars!

Remember as a kid, you’d work on that loose tooth and get it out fast…just so the Tooth Fairy would arrive early with some cash under your pillow? There may be a much less painful way to find a pile of cash…that’s rightfully yours in the first place. Most people stash a few bucks away here and there, forget where the cash is stashed, and over time find it in odd places like between sofa cushions and in coat pockets. But what about the money you put on deposit with a utility company or the little bank account you set up for a rainy day? These funds can be easily forgotten too, especially if you are caught up in the details of a move…and once you have moved, you may not receive the notices reminding you of your refund due, or the current statement for that rainy day account.

But would you be surprised to learn there is over $24 Billion Dollars of this type of missing money…just waiting to be found by its rightful owner?

That’s a whole lot of greenbacks gone missing…and some of them might belong to you. What happens to this money, and how can you get it back? Good news - it’s easier and less painful than working out a loose tooth. Here is the scoop.

When individuals move, forget to change their address, and companies or banking institutions cannot contact them, their property is turned over to the state as “unclaimed property”. The state then acts as a custodian of the property until the rightful owner claims it. Unclaimed property includes financial items such as bank accounts, utility refunds, un-cashed checks, certificates of deposit or even escrow accounts on home loans.

To determine if you have any unclaimed property with the state, jump on the web and visit www.unclaimed.org. Click on the state that you live in, and you will be directed to the appropriate website. You will either be able to perform a quick immediate search online, or a few states give you the information on how to just contact them directly to inquire. If you have lived in several states, do a quick search for each, since the funds will be held in the state they originated.

And be cautious of solicitations by mail or email that require you to pay a fee to obtain information about unclaimed property. You may end up paying a fee and receiving no information about unclaimed property, just the contact information for the state. Any unclaimed property information can be obtained free of charge by visiting the above listed website. What about money in Canada, or Federal money such as IRS returns, Savings Bonds, or Federally insured Credit Union accounts? While you’re on www.unclaimed.org, just hit “links” at the top of the page to search these resources as well.

Last year over 1.3 million claims were paid, totaling around $1.2 Billion Dollars. That’s nearly $1000 per person of “found money”. So by taking a minute to do a quick search, you may find out that you are a bit richer than you think. And pass this article on to your friends, family members, or colleagues…but be sure to remind them to include you in their celebration when they find their missing “cash stash”!

DEAD MEN TELL NO TALES

Your doctor always says it…”Be sure to take your entire course of antibiotics - don’t stop taking them just because you are feeling better!” But let’s be honest, isn’t it harder to remember to take them when you’re out and feeling good, with all those nasty symptoms just a fading memory? Why does that doctor care anyways? After all, they’ll never know…and you’re tired of popping those pills.

But in fact - it is absolutely crucial to your own health, not to mention the health of countless others, to take your entire course of antibiotics - and here’s why.

When you take antibiotics, you are fighting bacteria that are making you sick. Once the antibiotic comes in contact with the bacteria, the antibiotic will start to kill it…but in the meantime, the bacteria is trying to fight back, by adapting itself to the antibiotic, trying to actually change its own formation in order to survive under the new conditions.

So as you take your antibiotics - you do start to feel better in a few days, as more and more of the bacteria are killed off. But when you stop early - those bacteria organisms that survived and learned how to survive in spite of the antibiotic remain…the insurgents. The insurgent bacteria may now begin to mutate and change their own structure, as they’ve learned from their battle against the antibiotic. And if you start to get sick again from the remaining bacteria - the same antibiotic may now be far less effective, since the bacteria have learned how to defeat it, and you will stay sick.

Worse yet - what if you pass your mutated infection on to another person? Now you’ve passed on mutant bacteria that their doctor may have difficulty treating, since the antibiotic they might be likely to prescribe no longer works…but they won’t know that, until the person remains sick long enough to realize that it’s not working. Ever stayed sick long through the course of an antibiotic, and had to go back for something else? Very likely, you got sick from mutated bacteria, passed to you from someone who didn’t take their full course of antibiotics.

Bottom line - dead men tell no tales, and dead bacteria can’t live to learn how to fight another day, and keep you and others continually sick. Take your entire course of antibiotics, exactly as prescribed. If your family complains when you remind them…just pull out your pirate eye patch, tell them the story, and help them keep steady on the course. And while you’re at it - protect your friends and family by passing this article along to them as well.

The material contained in this newsletter has been prepared by an independent third-party provider. The material provided is for informational and educational purposes only and should not be construed as investment, financial, real estate and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is not without errors.

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This entry was posted on Saturday, March 17th, 2007 at 2:33 pm and is filed under San Diego Home Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.